Buy Smart, Refinance Smarter. Do It With Your Buddy.
Whether you're buying your first home or refinancing, Mortgage Buddy is here to guide you every step of the way. Get expert advice, competitive rates, and a seamless mortgage experience tailored to your needs.
Make Your Dream Home a Reality
Tailored mortgage solutions for first-time buyers and growing families.
As your dedicated mortgage agent in Hamilton, I’ll guide you to the best mortgage products with competitive rates—making your homeownership journey smooth, secure, and successful.
Maximize Savings Through Refinancing
Reduce your interest rate or access your home’s built-up equity.
Refinancing can be a smart move. Whether you're aiming to lower payments, consolidate debt, or fund renovations, I’ll simplify the process and help you choose the best path forward.
Flexible Private Lending Options
Solutions for unique financial situations when banks fall short.
If traditional lenders can’t meet your needs, I connect you with private mortgage options that offer flexibility, speed, and customized terms—perfect for self-employed or credit-challenged clients.
Quick and Reliable Pre-Approvals
Know your budget and shop with confidence.
Get pre-approved within hours and enter the market with clarity. I’ll help you understand your price range and give you an edge in competitive home-buying scenarios.
Start Your Mortgage Application Today
Buying your first home or refinancing? Take the first step by starting your application through our trusted brokerage partner, Breezeful. Get expert support, fast approvals, and access to the best rates.
Apply with Kuljeet Check AffordabilityExplore Mortgage Tips & Advice
Explore the Breezeful blog's for tips and advice on everything from first-time home buying to smart refinancing.
First-Time Home Buyer Mortgages
Guiding you step-by-step through your first home purchase with tailored mortgage solutions and pre-approval assistance.
Learn MoreMortgage Refinancing
Lower your rate, consolidate debt, or tap into home equity. I’ll help you choose the right refinancing option.
Learn MoreTips for Saving Money as a New Homeowner
Learn practical ways to reduce expenses, build home equity faster, and avoid common financial pitfalls after buying your first home.
Learn MoreHow Often Should I Pay My Mortgage?
Explore the impact of different mortgage payment frequencies—monthly, biweekly, and accelerated biweekly—on interest savings and loan payoff time.
Learn MoreMortgage Loan Insurance in Canada
Required for down payments under 20%, mortgage loan insurance protects lenders and allows buyers to enter the market sooner with smaller savings.
Learn MoreFixed vs Variable Mortgages
Understand the pros and cons of fixed and variable mortgage rates to decide which option aligns with your financial goals and risk tolerance.
Learn MoreKey Features of
My Mortgage Services
Referrals are the heart of our business — thank you for spreading the word!
Refer a friend or family member and earn $500–$1,000 when their mortgage closes with us!